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Insurance Sales Agents
Description
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
Common Tasks
- Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
- Calculate premiums and establish payment method.
- Customize insurance programs to suit individual customers, often covering a variety of risks.
- Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
- Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
Required Education
High school diploma or equivalent
Wages
In 2016 the mean hourly wage in the Greater Sacramento area was $37.81 . The hourly rate for this occupation typically paid between $12.41 and $77.37 .
In 2016 the mean annual salary in the Greater Sacramento area was $78,634.84 . The annual salary for this occupation typically paid between $25,827.49 and $160,928.99 .
Occupation Outlook
This occupation employed 3,000 people in the Greater Sacramento area during 2014.
By 2024, there is expected to be an increase of 28.0% in the number of jobs in the Greater Sacramento area for this occupation, bringing to total number to 3,840.
By 2024, in the Greater Sacramento area, the median hourly rate for this occupation is expected to be $27.00 with the median annual salary reaching $56,224.
